Retail Banking

The big banking firms are reinventing themselves in response to new millennium expectations, the introduction of fintech, and the need for more linked services. Eight & Co consultants and experts, who are specialists in new technologies and customer experience, assist retail banks and specialized financial organizations (consumer credit, leasing, real estate, and real estate) in their digital, organizational, and IT transformation.

Transformation & Challenges

1

Digitalisation

No industry is immune to digital and AI change in a highly competitive market setting and a complicated regulatory framework (negative rates, Brexit, EMIR reporting, MIFID 2, etc.). With a thorough awareness of the industry and a dual DNA in technology and customer relations, our teams help banking companies.

2

Organization and processes

Putting in place agile organizations, adding value to the services, and promoting innovative business models… Retail banks are continually concentrating their efforts, with the help of our experts, on the improvement of procedures and business performance in addition to the substantial technical advances.

3

Fintech and IT Transformation

We work on migration projects, specialized IT or software upgrades, as well as the whole digital transformation of banking services, in addition to the industry’s major business lines (credit, payment methods, savings, etc.). As we are at the center of the fintech ecosystem, our interventions continue to provide value.

Consulting

Operational and organizational transformation consulting

Process evaluation, analysis of organizational agility, TOM definition, control mapping, and target organization framing.

IS and solution strategy Consulting
RFI/ RFQ drafting, Master plan,…